Privacy policy.

1. Privacy Policy Overview

1.1 We prioritize your privacy and the confidentiality of your Personal Information, as defined under the Privacy Act. We're committed to safeguarding the personal and financial information you entrust to us, adhering to the principles outlined in this Privacy Policy. This policy covers our Online Platform and Services and applies to users of our platform and services, or anyone whose Personal Information is processed by us.

1.2 We are dedicated to ensuring the privacy of all users of our Online Platforms and Services. This section explains the types of Personal Information we collect, the reasons for its collection, how it's obtained, the rights you have concerning your Personal Information, and our commitment to the Australian Privacy Principles and the General Data Protection Regulation (GDPR).

2. Information Collection

We collect Personal Information to identify and communicate with individuals, including but not limited to names, contact details, financial information for transactions, and statistical information related to our services.

3. Purpose of Collecting Personal Information

3.1 We collect your Personal Information to provide access to our Online Platform, deliver our Services, communicate offers, provide advice, process payments, create accounts, share with third parties for service delivery, and address complaints.

3.2 Additional purposes for collecting your Personal Information may be specified at the point of collection.

4. Collection Methods

Your information is collected through your interaction with our Services and Online Platform, inquiries, or direct dealings with us.

5. Use and Disclosure of Personal Information

5.1 Personal Information will only be used for its intended purpose unless consent is given for other uses.

5.2 Personal Information is retained as necessary for the purposes stated in this Privacy Policy or as required by law.

5.3 Except as specified, we do not disclose Personal Information to third parties.

5.4 Circumstances requiring disclosure include legal obligations, suspected fraud, or business transfers.

6. Sensitive Information

We only collect sensitive information with your consent or as required or permitted by law, considering its necessity for our operations.

7. Opting In and Out

7.1 Consent to collect and use Personal Information is given by accepting this privacy policy.

7.2 You may choose not to provide Personal Information, affecting the availability of our services. Options include opting in for collections and receiving information or opting out.

7.3 Contact us if you receive unwanted information.

8. De-identified Information

8.1 We may use and share de-identified data for business purposes or with third parties, ensuring it cannot identify you.

9. Cookies

Cookies help us recognize your browser and track website visits. You can manage cookie settings in your browser.

10. Protecting Your Information

10.1 We take steps to protect your information, whether stored electronically or in hard copy.

10.2 We employ standard security measures and may share your information with overseas parties under strict privacy terms.

10.3 We are not liable for third-party privacy practices.

10.4 Immediate notification is required for suspected data breaches.

11. Accessing and Updating Your Information

Contact us to update or access your Personal Information, subject to identity verification.

12. Right to Be Forgotten

You can request the deletion of your Personal Information, which we will fulfill in compliance with legal obligations.

13. External Links

Our platforms may contain links to third-party services; we encourage reviewing their privacy policies.

14. Direct Marketing

You may receive marketing communications from us, with the option to opt out at any time.

15. Complaints and Contact Information

For complaints or inquiries regarding your Personal Information, contact our Privacy Officer at the provided details.

16. GDPR Compliance

For users in the EU or accessing our services from the EU, we comply with GDPR in addition to the Privacy Act.

17. Policy Updates

We review and update our Privacy Policy annually or in accordance with industry practices, posting changes on our website.

This Privacy Policy is a commitment to safeguard your Personal Information while providing our services.